te pūnaha Pix aunoa te huarahi e whakahaere ai te mākete i ngā utunga auau i Brazil, ā, he mahi nui tā ngā kaiwhakahaere utu i tēnei horopaki. He rerekē ki te whakaurunga tika ki ngā peeke—he uaua, he iti hoki te nuinga o te wā— ka tukuna e ēnei kuwaha he otinga tere me te whai hua, e āhei ai ngā pakihi o ngā rahi katoa ki te uru atu ki ngā kaiwhakarato Pix aunoa me te whakaurunga kotahi. Ko te ngāwari e tukuna ana ehara i te mea ka whakaiti noa i ngā utu whakahaereengari ka whakarite hoki i te kaha ake o te pūnaha.
Hei tauira, i roto i te kamupene e arahina ana e au, ka aroturuki tonu te hangarau i te mahi a ngā kaiwhakarato, ka huri aunoa ki tētahi atu kaiwhakarato mēnā he kore pumau—he rerekētanga nui tēnei mō ngā pakihi e whakawhirinaki ana ki ngā nama e taea te matapae, me te kore he pānga, he mahi rānei e hiahiatia ana mai i te kiritaki whakamutunga.
Ngā wero me ngā painga o te Pix aunoa
Ko tētahi o ngā wero hangarau nui rawa atu o ngā utu Pix aunoa ko te whakahaere i ngā āhuatanga kāore i te rawaka ngā moni a te kaiutu, i te wā rānei kua nui ake te moni i te rohe kua tautuhia. E toru ngā nganatanga kohi a te pūnaha i ngā rā rerekē i roto i te matapihi e whitu ngā rā i muri i te rā kua whakaritea, ka nui ake te tūponotanga o te angitu. Ahakoa kāore anō kia oti te utu, he mea nui kia kōrero ki te kiritaki me te tuku huarahi kē atu pēnei i ngā hononga utu me ngā kōwhiringa kāri nama, NuPay rānei. Ehara i te mea ka whakaitihia noa e tēnei huarahi te taunoaengari ka whakapai ake hoki i te wheako kaiwhakamahi, ka taea ai e rātou te whiriwhiri i te huarahi tino watea hei whakatau i te nama.
Inaianei, ki te whakatauritea ki ngā tikanga tuku iho, e kitea ana ngā painga whakataetae o te Pix aunoa. Ahakoa me mahi ā-ringa te kaituku moni mō ngā pepa peeke me ngā utu rerekē mai i te R$1.50 ki te R$9.00 mō ia tauwhitinga, ka whakatauhia tonutia a Pix, 24/7, tae atu ki ngā wiki me ngā hararei - he rerekē rawa atu ki ngā rā pakihi e rua ki te whitu mō ngā pepa peeke, 30 rā rānei mō ngā kāri nama. Mō ngā moni nui pēnei i te reti, te utu kura rānei, he nui ake te penapena i ngā utu ki te whakatauritea ki ngā ōrau e utua ana e ngā kāri nama. Ko te tango moni tika, i te taha, e anga atu ana ki te uaua o ngā whakaurunga peeke motuhake. Nō reira, ka puta te Pix aunoa hei huarahi iti ake te utu, tere ake, me te whai hua ake, inā koa mō te arotau i te rere o te moni.
Ina hoki, ko ngā rāngai pēnei i te mātauranga, ngā ratonga me ngā ohaurunga te hunga e tino kaha ana ki te whakamahi i te tikanga, engari ka whai hua pea ngā pire katoa. He mea nui kia mōhio, ahakoa kei te whakamahi ngā pakihi hou i te Pix aunoa hei kōwhiringa tuatahi, ka āta haere te hekenga o ngā pakihi kua whakatūria—inā koa mō ngā kamupene he iti te utu, ina hoki he nui ake te pānga o ngā penapena utu.
Ko te haumarutanga tētahi atu rerekētanga matua: ka whakamanahia ia tauwhitinga e te peeke utu mā te whakamahi i tētahi kupuhipa, i tētahi raraunga koiora rānei. Mā tēnei ka whakarite ko te tangata e whakamana ana i te utu Pix aunoa ko ia te rangatira o te pūkete peeke e whakamahia ana. Ka taea hoki e te kaiutu te whakatakoto i tētahi rohenga mōrahi mō te utu, kāore e tukuna ana e ngā utu nama tika me ngā utu kāri nama tuku iho.
Tikanga utu hei tautoko
Ā tōna wā, tera pea ka tāpirihia ngā utu Pix aunoa ki ngā kāri nama (e mau tonu ana te ataahua nā ngā painga pēnei i ngā tohu), engari me whakakapi haere tonu ngā pepa putea me ngā tango moni aunoa. Haunga ngā utu auau, ka whai hua anō hoki ngā tono pēnei i ngā reti me ngā utu a te rangatira.
Mō ngā pakihi iti e ruarua tonu ana, he mārama te karere: ko te penapena i ngā utu me te whakapai ake i te rere o te moni mā te whakatau tere he painga whakataetae e kore e taea e te kaipakihi te wareware. Ehara i te mea he whanaketanga hangarau noa iho te Automatic Pix; ko te turanga hou mō te whakahaere pūtea whai hua i Brazil.
