{"id":85587,"date":"2025-07-14T10:43:21","date_gmt":"2025-07-14T13:43:21","guid":{"rendered":"https:\/\/www.ecommerceupdate.org\/?p=85587"},"modified":"2025-07-14T10:43:22","modified_gmt":"2025-07-14T13:43:22","slug":"hiperpersonalizacao-e-digitalizacao-dos-pagamentos-redefinem-estrategias-no-varejo-brasileiro-aponta-estudo-da-celcoin-2","status":"publish","type":"post","link":"https:\/\/www.ecommerceupdate.com.br\/zh\/hiperpersonalizacao-e-digitalizacao-dos-pagamentos-redefinem-estrategias-no-varejo-brasileiro-aponta-estudo-da-celcoin-2\/","title":{"rendered":"Celcoin \u7684\u7814\u7a76\u8868\u660e,\u652f\u4ed8\u7684\u8d85\u500b\u4eba\u5316\u548c\u6578\u4f4d\u5316\u91cd\u65b0\u5b9a\u7fa9\u4e86\u5df4\u897f\u96f6\u552e\u696d\u7684\u7b56\u7565"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u5df4\u897f\u96f6\u552e\u696d\u7684\u6578\u4f4d\u9769\u547d\u6b63\u5728\u9032\u884c\u4e2d,\u4e26\u96a8\u8457\u5169\u5927\u8da8\u52e2\u7684\u6574\u5408\u548c\u7d50\u5408\u800c\u7372\u5f97\u4e86\u65b0\u7684\u8f2a\u5ed3:\u8cfc\u7269\u9ad4\u9a57\u7684\u8d85\u500b\u4eba\u5316\u548c\u91d1\u878d\u670d\u52d9\u8207\u92b7\u552e\u7ba1\u9053\u7684\u6574\u5408\u3002\u6839\u64da Celcoin &amp; Financial Infrastructure \u516c\u53f8\u7de8\u5beb\u7684\u767d\u76ae\u66f8\u300aO Futuro do Varejo\u300b--\u6578\u64da\u7684\u667a\u6167\u4f7f\u7528,\u52a0\u4e0a\u5275\u65b0\u652f\u4ed8\u6280\u8853\u7684\u63a1\u7528,\u6b63\u5728\u5851\u9020\u5df4\u897f\u9019\u500b\u6700\u5177\u6d3b\u529b\u7684\u5546\u696d\u65b0\u6642\u4ee3\u3002\u4e16\u754c\u5e02\u5834\u3002.<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u6b64\u5916,a<strong>\u00a0\u91d1\u878d\u670d\u52d9\u4e00\u9ad4\u5316<\/strong>\u00a0renner \u900f\u904e\u5176 Realize \u90e8\u9580\u770b\u5230\u5176\u6536\u5165\u96a8\u8457\u4fe1\u8cb8\u548c\u805a\u5408\u7522\u54c1\u7684\u4f9b\u61c9\u800c\u589e\u9577\u3002 Mercado Livre \u5f37\u70c8\u62bc\u6ce8\u65bc Pix Parcelado \u548c BNPL(\u7acb\u5373\u8cfc\u8cb7,\u7a0d\u5f8c\u4ed8\u6b3e)\u7b49\u89e3\u6c7a\u65b9\u6848,\u89c0\u5bdf\u5230\u6d88\u8cbb\u4fe1\u8cb8\u7d44\u5408\u589e\u9577\u4e86 51%,2024 \u5e74\u7b2c\u4e8c\u5b63\u5ea6\u9054\u5230 49 \u5104\u7f8e\u5143 $\u3002\u878d\u8cc7\u63a1\u8cfc2500 \u842c\u7b46,1300 \u842c\u5ba2\u6236\u4f7f\u7528\u9810\u5148\u6279\u51c6\u7684\u4fe1\u8cb8\u4f86\u5b89\u88dd\u6536\u8cfc\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pix \u548c\u670d\u52d9\u6578\u4f4d\u5316<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8a72\u7814\u7a76\u4e5f\u5f37\u8abf\u4e86\u6307\u6578\u7d1a\u9032\u6b65<strong>&nbsp;Pix \u4f5c\u70ba\u666e\u60e0\u91d1\u878d\u5de5\u5177<\/strong>. 2024\u5e74\u4e0a\u534a\u5e74,\u8a72\u89e3\u6c7a\u65b9\u6848\u767b\u8a18\u4e86690\u5104\u7b46\u4ea4\u6613,\u8b8a\u52d5\u984d\u70ba1,400\u842c\u5104\u862d\u7279\u3002\u5206\u671f\u4ed8\u6b3e Pix \u6210\u70ba\u50b3\u7d71\u4fe1\u8cb8\u7684\u53ef\u884c\u66ff\u4ee3\u65b9\u6848,\u64f4\u5927\u4e86\u4ee5\u524d\u8655\u65bc\u91d1\u878d\u9ad4\u7cfb\u908a\u7de3\u7684\u6d88\u8cbb\u8005\u7684\u63a5\u89f8\u7bc4\u570d\u3002\u77ed\u77ed\u4e00\u5929\u4e4b\u5167,\u592e\u884c\u900f\u904e Pix \u8a18\u9304\u4e86 2.2 \u5104\u7b46\u4ea4\u6613,\u4ea4\u6613\u984d\u9054\u5230 1,194 \u5104\u862d\u7279\u3002.<br>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7684\u6210\u9577<strong>&nbsp;\u6578\u4f4d\u5316<\/strong>&nbsp;\u5b83\u4e5f\u5b58\u5728\u65bc\u667a\u6167\u578b\u624b\u6a5f\u4f5c\u70ba\u9280\u884c\u7ba1\u9053\u7684\u4f7f\u7528\u4e2d\u3002 2023\u5e74,\u884c\u52d5\u4ea4\u6613\u91cf\u6bd4\u524d\u4e00\u5e74\u589e\u52a0\u4e8622%,\u7e3d\u8a081,307\u5104\u6b21\u3002\u9019\u7a2e\u4fbf\u5229\u6027\u6b63\u5728\u5851\u9020\u9810\u671f:\u6839\u64da Adyen 2024 \u5e74\u96f6\u552e\u5831\u544a,18% \u7684\u6d88\u8cbb\u8005\u5e0c\u671b\u53ea\u9700\u9ede\u64ca\u5e7e\u4e0b\u5373\u53ef\u5b8c\u6210\u4ed8\u6b3e\u3002.<br>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5118\u7ba1\u53d6\u5f97\u4e86\u6240\u6709\u9019\u4e9b\u9032\u5c55,a&nbsp;<strong>\u6578\u4f4d\u5b89\u5168&nbsp;<\/strong>\u7136\u800c,\u5df4\u897f\u56e0\u5176\u4f7f\u7528\u8eab\u4efd\u9a57\u8b49\u6280\u8853\u800c\u812b\u7a4e\u800c\u51fa:30% \u7684\u6d88\u8cbb\u8005\u5df2\u7d93\u4f7f\u7528\u751f\u7269\u8b58\u5225\u6280\u8853\u9032\u884c\u652f\u4ed8,\u9060\u9ad8\u65bc 18% 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[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":85496,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,34],"tags":[43,53,79],"class_list":["post-85587","post","type-post","status-publish","format-standard","has-post-thumbnail","category-noticias","category-pesquisas","tag-e-commerce","tag-noticias","tag-pesquisas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/posts\/85587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/comments?post=85587"}],"version-history":[{"count":0,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/posts\/85587\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/media\/85496"}],"wp:attachment":[{"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/media?parent=85587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/categories?post=85587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ecommerceupdate.com.br\/zh\/wp-json\/wp\/v2\/tags?post=85587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}