Neurotech, ib lub tuam txhab tshwj xeeb hauv kev tshuaj xyuas cov ntaub ntawv, tau tshaj tawm ib daim ntawv qhia txog qhov xwm txheej ntawm kev qiv nyiaj hauv Brazil. Raws li Neurotech Credit Demand Index (INDC), kev tshawb nrhiav nyiaj txiag hauv lub tebchaws tau sau npe poob qis heev ntawm 18% hauv thawj ib nrab ntawm xyoo 2024, piv rau lub sijhawm tib yam ntawm lub xyoo dhau los.
Natália Heimann, tus thawj coj ntawm Data & Analytics for Credit Business Unit ntawm Neurotech, taw qhia tias qhov kev poob qis no tsis yog qhov tshiab. "Kev thov qiv nyiaj tau ua haujlwm nyob rau hauv thaj chaw tsis zoo txij li Lub Yim Hli 2022, nrog rau qee qhov tshwj xeeb," nws piav qhia.
Kev tshuaj xyuas ntawm cov tuam txhab qhia tau hais tias cov lag luam nyiaj txiag tau poob qis tshaj plaws hauv lub Rau Hli (-22%), tom qab ntawd yog kev muag khoom (-21%). Qhov xav tsis thoob yog tias cov kev pabcuam tau loj hlob zoo ntawm 30%. Hauv ib nrab xyoo thawj zaug, kev muag khoom yog qhov cuam tshuam tshaj plaws, nrog rau 30% poob qis, thaum cov tsev txhab nyiaj thiab cov tsev txhab nyiaj tau poob qis 14%. Cov kev pabcuam tseem muaj zog, nrog rau 18% nce.
Hauv kev lag luam muag khoom, cov khw muag khoom loj yog tib pawg uas tau sau npe kev loj hlob (4%) hauv thawj ib nrab ntawm lub xyoo, qhia txog kev txiav txim siab tseem ceeb ntawm cov nuj nqis yooj yim los ntawm cov neeg siv khoom. Cov khw muag khoom loj yog cov uas raug cuam tshuam ntau tshaj plaws, nrog rau kev poob qis ntawm 61%.
Natália Heimann tsis pom tias yuav muaj kev txhim kho zoo dua rau lub sijhawm luv luv. "Rau cov hlis tom ntej no, peb tsis pom tias qhov xwm txheej no yuav hloov pauv ntau, ib feem yog vim tus nqi Selic tseem nyob ruaj khov," nws hais.
Qhov xwm txheej ntawm kev thov qiv nyiaj tsawg zuj zus no qhia txog cov teeb meem kev lag luam uas cov neeg Brazilian ntsib, nrog rau cov nyiaj tau los tsis zoo thiab tsom mus rau cov nuj nqis tseem ceeb. Qhov xwm txheej no xav tau kev saib xyuas los ntawm cov koom haum kev lag luam thiab tej zaum yuav qhia txog qhov xav tau kev ntsuas los txhawb kev nkag mus rau kev qiv nyiaj thiab txhawb kev lag luam.
