Nā te rongonuitanga o Pix kua hurihia te huarahi e utua ai e ngā tāngata o Brazil, engari kua puta mai hoki he wero hou mō ngā peeke, ngā kamupene hangarau pūtea, me ngā umanga utu. Nā te mea ka oti ngā tauwhitinga i roto i ngā hēkona, ā, i te nuinga o te wā, kāore e taea te whakakore, ko te tautuhi i ngā ngana tinihanga i mua i te whakataunga o te tauwhitinga kua noho hei kaupapa matua mō te rāngai pūtea.
Hei tautoko i ngā umanga i tēnei horopaki, e Sumsub, te hanganga whakawhirinaki tuatahi e ahu mai ana i te AI mō ngā mahi ture i te tauine nui, te Pix Fraud Monitoring, he otinga hou i whakawhanakehia mō te pūnaha utu inamata o Brazil. Ka whakakotahihia e te taputapu ngā ture kua whirihorahia i mua i te 39 me ngā ture whakarite kia tautuhia ai ngā tauira tinihanga noa i roto i ngā tauwhitinga Pix, ka tere ake te whakatinanatanga o ngā mana aroturuki me te kore e hiahiatia e ngā kamupene te whakawhanake ture mai i te tīmatanga.
I puta te whakarewatanga i te wā e kaha haere ana te whanaketanga o Pix i Brazil. E ai ki te Peeke Matua, neke atu i te 170 miriona tāngata o Brazil kua whakamahi i te pūnaha utu inamata, i rēhitatia e ia neke atu i te 7 piriona tauwhitinga i te marama o Hānuere 2026 anake. I te tipu haere o te rahinga o ngā mahi, ka piki haere hoki te hiahia mō ngā otinga ka taea te aroturuki i ngā tauwhitinga i te wā tūturu me te tautuhi i ngā whanonga whakapae i mua i te otinga o ngā whakawhiti.
Ko te hiahia nui ki ngā otinga motuhake ka whakakahangia e ngā raraunga mai i te Pūrongo Tinihanga Tuakiri hou a Sumsub 2025-2026 . I Amerika Latina, kua whakapā atu ki te 31% o ngā kaiwhakamahi kia mahi hei "kaihoko moni," e neke ana i ngā moni tinihanga, he maha ngā wā kāore i te mōhio. I Brazil, kua piki ake te tinihanga tinihanga hohonu mā te 126%, e whakaatu ana i tētahi horopaki kei te piki haere te matatau o ngā tinihanga, ā, me whai tikanga ārai e taea ai te pupuri i te tere o ngā tauwhitinga.
"I whakawhanakehia e mātou te Pix Fraud Monitoring i runga i ngā kōrerorero me ngā hoa mahi me ngā umanga o Brazil, e pāngia ana e ngā wero o ia rā e puta mai ana i ngā utunga inamata. I hiahiatia e te mākete he otinga i hangaia mō te ao tūturu o Pix, e taea ai te pupuri i te tere o ngā whakawhitiwhitinga me te whakautu ki ngā rautaki matatau e whakamahia ana e ngā kaipahua," te kī a Georgia Sanches, Kaiwhakahaere Whenua o Sumsub i Brazil.
Kua whakauruhia ki roto i te tūāpapa ārai tinihanga a Sumsub, ka whakakotahi te otinga i ngā mōhiohio tauwhitinga, ngā raraunga DICT (Directory of Transactional Account Identifiers), me te tātari whanonga hei tautuhi i ngā mahi tauhou. I roto i ngā āhuatanga matua e aro turukihia ana ko te wehewehenga o ngā moni (smurfing), te horapa tere o ngā tinihanga, ngā tauwhitinga mā roto i ngā pūkete money mule, me ngā tauira rerekē o ngā whanonga tauwhitinga.
Ka taea te whakamahi tonu i ngā ture, te whakarerekē rānei i runga anō i te rautaki mōrearea, te kōtaha kiritaki, me ngā hiahia whakahaere o ia whare. Nō reira, kei ia whare te mana whakahaere mō ngā mea e aro turukihia ana, ā, he nui ake te ngāwari ki te whai i te whanaketanga o ngā ngana tinihanga i roto i te pūnaha Pix.
Ki te hiahia koe ki te ako atu mō te Pix Fraud Monitoring me ētahi atu otinga ārai tinihanga mai i Sumsub, tirohia: https://sumsub.com/pt/fraud-prevention/
