Mu gihe hageze Carnival muri Werurwe, umubare w'ibikorwa by'imari kuri interineti no ku buryo bufatika hakoreshejwe amakarita ya banki/debiti adakoresha uburyo bwo kubikuza na Pix uriyongera, ibyo bikaba byongera ibyago byo kuba uburiganya n'uburiganya. Mu bintu bikunze kugaragara ku bacuruzi n'abaguzi harimo gukoresha amakarita, ibikorwa by'uburiganya bya banki birimo kwiba amakuru kuri interineti, n'imbuga za interineti z'impimbano.
Nk’uko Monisi Costa, Umuyobozi ushinzwe kwishyurana no gukoresha banki muri Vindi abivuga, “ingamba zo kurinda ni ingenzi ku bigo ndetse no ku bakiriya. Mu bikorwa byo kuri interineti no mu buryo bw’umubiri, ni ngombwa kwitonda cyane kugira ngo wirinde gusangiza amakuru ku mbuga za interineti z’impimbano cyangwa kwishyura amafaranga ukoresheje ikoranabuhanga nta ruhushya.”
Impuguke yo muri Vindi, ikigo cy’ibisubizo by’imari cya LWSA, yakusanyije inama 12 z’ingenzi ku bigo by’ubucuruzi kugira ngo birinde imbuga zabyo z’ubucuruzi bwo kuri interineti ndetse n’abaguzi kugira ngo birinde uburiganya.
Ubucuruzi: uburinzi ku bucuruzi bwo kuri interineti n'abakiriya
- Koresha uburyo bwo kurwanya uburiganya: ishoramari ryitondewe mu mutekano ni ngombwa. Koresha ibisubizo bifite ubwenge bw'ubukorano kugira ngo usesengure imyitwarire yo kugura no kumenya ibikorwa biteye amakenga.
- Shaka ibyemezo by'umutekano: ibyemezo nka SSL ni ingenzi mu gushisha amakuru y'abakiriya, bityo bikayarinda. Byongeye kandi, imbuga za interineti zifite "https" zizewe cyane kandi zigaha umutekano umukiriya.
- Irinde kohereza amafaranga kuri interineti: gira inzira yoroshye kandi yizewe yo kwishyura, wirinde kohereza amafaranga kuri interineti bishobora gushyira abakiriya ku mbuga za interineti z'impimbano. Urugero, kwishyura mu buryo busobanutse bituma kugura kurangirira ahantu hamwe, bigatuma birushaho kuba umutekano.
- Kugenzura ibikorwa: kugenzura mu buryo nyabwo ni ingenzi kugira ngo hamenyekane uburiganya bushobora kubaho nko kugura ibintu bidasanzwe, nko kugura ibintu byinshi bikurikiranye bifite agaciro gakomeye cyangwa gutumiza ibintu bivuye kuri aderesi za IP zikekwa.
- Politiki zo kwishyura no gusubiza ibicuruzwa: urubuga rwawe rw'ubucuruzi bwo kuri interineti rugomba kugira urupapuro rworoshye kubona rufite amakuru asobanutse neza yerekeye politiki yo guhanahana, gusubiza ibicuruzwa, no guhagarika ibicuruzwa ku bakiriya. Muri ubu buryo, wirinda amakimbirane kandi ugakomeza icyizere cy'abakiriya.
- Kuzuza amahame y’umutekano: ni ngombwa ko ubucuruzi bwawe bwo kuri interineti bukurikiza amabwiriza y’umutekano nka PCI-DSS, kuko ibi birengera amakuru y’imari y’abakiriya kandi birinda ibihano n’ibyago bishobora guteza izina ry’ikigo cyawe.
Abaguzi: irinde uburiganya n'uburiganya
Ku bakiriya bazishimira Carnival mu mihanda cyangwa ahantu hafunze, ni ngombwa gufata ingamba zidasanzwe ku bijyanye na wallet na terefone zigendanwa kugira ngo birinde kwibwa no gukoresha nabi amakarita na terefone zabo mu kwishyura no kohereza amafaranga.
- Witondere mu muhanda: irinde gukoresha telefoni yawe igendanwa no gutwara uburyo bwinshi bwo kwishyura mu birori byo mu muhanda. Reba inyemezabwishyu n'amafaranga wishyuzwa mu gihe wishyura ukoresheje imashini zikoresha amakarita, kandi wirinde kwishyura mu buryo bw'uburiganya ukoresheje telefoni cyangwa ikarita yawe. Uburyo bumwe ni uguhagarika ubu buryo bwo kwishyura.
- Ubujura/Igihombo: Mu gihe habayeho kwibwa cyangwa gutakaza amakarita na telefoni zigendanwa, hamagara banki yawe n'umukozi wa telefoni zigendanwa hanyuma uhagarike byose ako kanya, usibye gutanga raporo kuri polisi.
- Niba uguze kuri interineti: shakisha izina ry'iduka, reba niba ikigo gifite CNPJ (nimero yo kwiyandikisha mu bucuruzi bwo muri Brezili) n'imiyoboro ya serivisi ku bakiliya. Witondere ubucuruzi bwiza kandi bufite inyungu hamwe n'ibicuruzwa biri ku giciro kiri munsi cyane y'agaciro k'isoko. Ni ngombwa kandi kugenzura ibirego ku mbuga nka Reclame Aqui (urubuga rw'ibirego by'abaguzi bo muri Brezili).
- Ijambobanga n'uburyo bwo kurikoresha: gukoresha ijambobanga rikomeye, gufunga telefoni yawe na porogaramu, kugira uburyo bubiri bwo kwemeza, n'izindi ngamba z'umutekano bishobora gukumira ikoreshwa nabi rya telefoni yawe na porogaramu, ndetse n'impinduka z'ijambobanga ku bandi bantu bafite telefoni yawe.
- Irinde imiyoboro, imbuga za interineti n'amakuru ajyanye n'amakuru: irinde kugura no kohereza amafaranga ukoresheje Pix (sisitemu yo kwishyura ako kanya muri Brezili) ukoresheje imiyoboro rusange ya Wi-Fi, kandi buri gihe ukoreshe ibikoresho bifite porogaramu igezweho ya antivirus. Emeza ko urubuga cyangwa umurongo ugiye kubona birinzwe mbere yo kwinjiza amakuru y'imari. Imbuga za interineti zifite domaine ya "https" na Security Seals zizewe cyane.
Bika inyemezabuguzi kandi ukurikirane ibikorwa: kubika cyangwa gucapa inyemezabuguzi zo kugura kuri interineti ni ingenzi, cyane cyane niba hari ibibazo nyuma. Uretse kubika izi nyemezabuguzi, kurikirana ibikorwa byawe bya banki nyuma yo kugura kuri interineti kugira ngo umenye amafaranga ashobora kwishyurwa atemewe.



