O le kamupani fintech Initia Juspay, o se tasi o kamupani tetele i Asia e fa'atulaga tupe totogi, na fa'alauiloa mai ni fa'ai'uga mata'ina mo le tausaga fa'aletupe 2025 (FY25). Na lipotia mai e le kamupani le tupe maua mama e US$14 miliona ma le aofa'i atoa o tupe maua e US$61 miliona, o se e 61% pe a fa'atusatusa i le tausaga talu ai. O lenei fa'atinoga na mafua mai i le fa'alauteleina o le tele o fefa'ataua'iga fa'atekinolosi, fa'alauteleina o le fa'avae o tagata fa'atau, fa'ateleina o le lelei o galuega, ma le ulufale atu i maketi fa'avaomalo fou.
I le tausaga faaletupe, o le aofaʻi o fefaʻatauaʻiga i aso taʻitasi na faʻagasolo e Juspay na faʻatupulaʻia mai le 175 miliona i le silia ma le 300 miliona, aʻo le aofaʻi atoa o totogi faʻaletausaga na faʻatupulaʻia i le 150%, mai le US$400 piliona i le US$1 tiliona. O lenei taunuuga e atagia ai le tuʻufaʻatasia o kamupani tetele ma faletupe i le lalolagi atoa i lana fesoʻotaʻiga, e aofia ai Agoda, Amadeus, HSBC, Tiket, ma Zurich Insurance, faʻapea foʻi ma le faʻaleleia atili o le lelei e ala i le faʻaleleia atili o tau o atinaʻe faakomepiuta.
Ona o lenei tuputupu aʻe, ua faʻalauteleina ai e Juspay lona tulaga faʻavaomalo ma ua atoa le tausaga o faʻagaoioia i Pasila, ma faʻamautu ai lona tulaga i le faiga o totogi i le lotoifale. O iinei, ua uma ona faʻatulagaina ni fofo mo totogi mo Mastercard ma Latam Pass, o le polokalame faʻamaoni a Latam Airlines.
“O lo matou tuputupu aʻe faifai pea e faʻamalosia ai le malosi o a matou oloa, la matou 'au, ma a matou paʻaga,” o le saunoaga lea a Sheetal Lalwani, o le faʻavae faʻatasi ma le COO o Juspay. “Ua matou mafaia ona faʻatumauina tupe mama aʻo faʻalauteleina lo matou i ai i le lalolagi atoa ma faʻamalosia ai mafutaga faʻataʻatitia. Mo le tausaga faʻaletupe 2026, o le a matou faʻaauau pea ona teu faʻafaigaluega i le fausiaina o se atinaʻe saogalemu, felagolagomaʻi, ma le isi tupulaga e ofoina atu ai ni aafiaga lelei mo pisinisi, faletupe, ma tagata faʻatau. O la matou tautinoga o le tuputupu aʻe gafataulimaina, e faʻamalosia e le faʻafouga faʻatekonolosi loloto.”
O le fuafuaga fa'atino a Juspay mo le 2026 o lo'o va'aia ai le fa'ateleina o tupe teufaafaigaluega i mea fou, fa'atumauina o tupe mama ma le taula'i atu i le atina'eina o oloa, fa'alauteleina i le lalolagi atoa, ma le fa'aleleia atili o tomai fa'apitoa (AI). O vaega autu e taula'i i ai e aofia ai:
- Suiga o totogi e ala i le fa'atulagaina i vaega o lo'o tuputupu a'e vave e pei o va'alele, talimalo, ofisa femalagaa'i i luga ole laiga, ma fefa'ataua'iga i luga ole initaneti, fa'alauiloaina o feso'ota'iga ma le o'o atu i le lalolagi atoa;
- Ina ia faʻamalosia faletupe faʻavaomalo i se atinaʻe e talia ai totogi o le isi tupulaga, ua mamanuina mo le faʻalauteleina, faʻatuatuaina, ma faʻafaigofieina o poto masani faʻatau oloa;
- Fa'alauteleina le manatu o le "agent commerce," fa'atasi ai ma le fa'agasologa atamai ma le fa'atulagaina o fa'atauga i totonu o siosiomaga fa'a-AI, ma fausia ai ni malaga fa'atauga saogalemu ma leai se fete'ena'iga;
- Ia taʻitaʻia le faʻafouga i le faʻamaoniga, faʻaaogaina o ki ulufale ma biometrics, faʻamalosia le saogalemu ma le tausisia o tulafono faatonutonu, e aunoa ma le faʻaleagaina o le poto masani a le tagata faʻaoga.
O se tasi o ana laasaga o loʻo lumanaʻi, o le fuafuaga a Juspay e faʻamalosia lona tulaga faʻavaomalo ma faʻalautele lana faʻasoa o tagata faʻatau e ala i faiga faʻapaʻaga faʻataʻatitia i maketi autu. O le a faʻaauau pea ona teu faʻafaigaluega le kamupani i totogi biometric i totonu o le Pix ecosystem i Pasila, o se vaega ua uma ona vaʻaia e tagata atamamai o loʻo i ai le gafatia e avea ma auala autu e totogi ai Pasila ona o lona gafatia e faʻaitiitia ai taimi o fefaʻatauaʻiga mai le silia ma le 2 minute i lalo ifo o le 10 sekone.
I le taimi lava e tasi, o loʻo taulaʻi atu le kamupani fintech i ana taumafaiga i le faʻaleleia atili o lana faʻavae faʻatulagaina tatala-punaoa, Hyperswitch, ma se seti o tekinolosi e faʻatatau i totogi faʻatekinolosi e sili atu le saogalemu ma le sologa lelei. O loʻo faʻalauteleina foʻi ana fofo faʻavae mo faletupe i le lalolagi atoa faʻatasi ai ma se faʻavae faʻaonaponei faʻatau oloa ua atiaʻe e ofoina atu le faʻatuatuaina sili atu, faʻalauteleina, ma le vave.
