I-Mercado Pago, isikhungo sezezimali se-Mercado Libre Group, ithole izikweletu zamakhasimende ezingama-R$ 139 million ezinyangeni ezimbili zokugcina zika-2025 nge-Limpa Nome, ipulatifomu yokuxoxisana ngezikweletu ye-Serasa. Lo mphumela uvela ekwandiseni ubudlelwano phakathi kwezinkampani kanye nokuguquka kwemodeli yokusebenza, eyashintsha kusukela ekushintshisaneni kwedatha ngezikhathi ezithile kuya ekuhlanganisweni okuqondile nge-API, okwenza isu lokutakula libe lula futhi lisebenze kahle.
Lolu shintsho lwandise kakhulu inani labakweletayo abafanelekile, lwanciphisa ukungezwani kokusebenza, futhi lwanikeza uhambo olucacile lokuxoxisana kumthengi. Empeleni, imodeli entsha ikhulise ukufinyelela kwesu futhi yathuthukisa ulwazi kulabo abafuna ukukhokha izikweletu zabo zezimali neMercado Pago.
Umthelela uyabonakala ekuqhathaniseni unyaka nonyaka: ezinyangeni ezimbili zokugcina zika-2024, ukubuyiselwa kwezikweletu ezidlulelwe yisikhathi kwaba yi-R$ 64 million. Ngemva konyaka, inani laphindeka kabili, lafika ku-R$ 139 million.
“Lokhu kuthuthuka kokubambisana neSerasa kwaphawula intuthuko ebalulekile esu lethu lokubuyisa isikweletu. Sibone ukuthi kwakukhona ukufana okungu-93% phakathi kwabathengi asebevele bebhalisiwe kuhlelo lokusebenza lweSerasa. Ngalokhu, sithuthele ekuhlanganisweni kwe-API okwasivumela ukuthi sikhulise, sandise isisekelo esifanelekile, futhi sinikeze uhambo olulula lokuxoxisana oluhambisana nesimo sezimali seklayenti ngalinye,” kusho u-Eric Uemura, uMqondisi Wokubuyisa Isikweletu eMercado Pago.
Ezinyangeni ezimbili zokugcina zika-2025, inani eliphelele lezivumelwano lifinyelele ku-R$ 205 million, kanti amakhasimende angaphezu kwesigidi axoxisana ngezikweletu neMercado Pago. Kuleli nani eliphelele, abathengi abangaphezu kuka-860,000 benze inkokhelo.
“Ukubambisana noMercado Pago kubonisa indlela ukuhlanganiswa kwedatha, ubuchwepheshe, kanye neziteshi zedijithali okungaguqula ngayo ukubuyiswa kwezikweletu ngezinga elikhulu. Imiphumela emihle etholakale esigabeni sokuqala sokubambisana yasivumela ukuthi sithuthuke sibe yimodeli ehlanganisiwe nge-API. Ngalokhu, sikwazile ukwandisa ukufinyelela kwethu, ukunciphisa ukungezwani, kanye nokunikeza ulwazi olusebenza kahle lokuxoxisana, oluhambisana nezidingo zangempela zabathengi,” kusho uSamira Leite, uMphathi Webhizinisi Ophethe eSerasa.
