Abanyabrezili barimo gutakaza amafaranga menshi kubera uburiganya bwo kuri interineti. Igihombo mpuzandengo kuri buri muntu wahohotewe, cyavuzwe mu baguzi bavuze ko bahombye amafaranga kubera uburiganya bwo kuri interineti (kuri interineti, kuri imeri, kuri telefoni, no kuri telefoni), cyageze kuri R$ 10,699 - hafi umushahara fatizo 6.6 - nk'uko ubushakashatsi bwakozwe na TransUnion®, ikigo cy’amakuru n’ubumenyi ku isi gikorera nka DataTech bubigaragaza.
Aya makuru ari mu ivugurura rya TransUnion H1 2026 rya Raporo y’Ingendo z’Uburiganya, ryakozwe ku isi yose ku baguzi 12.730 mu bihugu 18 n’uturere, kandi rigaragaza uburyo uburiganya bwo mu ikoranabuhanga bugenda burushaho kuba bugoye.
Ibisubizo bigaragaza impinduka zikomeye ugereranije n’ubushakashatsi bwakozwe mbere, aho igihombo cyari R$ 6,311; ni ukuvuga igihombo gisanzwe cyatewe n’uburiganya bwo kuri interineti cyiyongereyeho 60%. Igihombo gisanzwe cy’abaguzi muri Brezili nacyo kiri hejuru y’impuzandengo yavuzwe ku isi ya $1,671², bingana na R$ 9,307.
Ubushakashatsi bwagaragaje kandi ko 41% by'Abanyabrezili bavuze ko ari bo bagerageje uburiganya bwo kuri interineti mu ivugurura riheruka. Nubwo bimeze bityo, igice kinini cy'abaguzi bavuga ko ntacyo bagizweho ingaruka, ibi bishobora kugaragaza ko hashobora kuba hari uburyo bwo gupfobya uburyo bw'uburiganya, cyane cyane mu buriganya bw'ubwubatsi bw'imibereho - aho abanyabyaha bashuka abantu kugira ngo babone amakuru cyangwa batange amafaranga.
Vishing igaragara nk'impamvu ikunze kuvugwa cyane y'igihombo giterwa n'uburiganya mu baguzi
Muri iki kibazo, guhamagara kuri telefoni z’uburiganya zishuka abaguzi kugira ngo batangaze amakuru yabo bwite byavuzwe na 32% by’ababajijwe ko ari yo mpamvu ikomeye itera igihombo cy’amafaranga giterwa n’uburiganya. Iyi ngeso ikubiyemo kwigana itumanaho ryemewe n’ibigo by’imari cyangwa amasosiyete kugira ngo bashuke abaguzi.
Iki gipimo kirenze impuzandengo y’isi ya 23%, bigaragaza ko ku isoko rya Brezili hashobora kubaho ubu bugizi bwa nabi. Byongeye kandi, nk'uko raporo ibivuga, gahunda zikoresha "abajura b'ibyatsi" mu kwimura amafaranga mu buryo butemewe n'amategeko ni zo zavuzwe cyane mu gutuma amafaranga atakaza amafaranga menshi bitewe n'uburiganya bwo mu buryo bw'ikoranabuhanga (19%), hagakurikiraho gukoresha uburyo bwo gucukura konti (ATO) kuri 18%.
Ibisubizo bishimangira igitekerezo cy'uko uburiganya bwinshi buriho bukoresha ibintu bya muntu, bukoresha uburyo bwo kwemeza, kwihuta, no kwizerana kugira ngo bubone amakuru y'ibanga cyangwa butume amafaranga yoherezwa mu mahanga.
Wallace Massola, Umuyobozi w’Ishami rishinzwe Gukemura Uburiganya muri TransUnion Brazil, agira ati: “Muri iki gihe, uburiganya bwihisha nk’aho ari ubw’umuntu wemewe kandi buvugana n’uwahohotewe nk’aho ari ikigo cyizewe.”.
“Uburiganya bwo kuri interineti bwarushijeho kuba umwuga: muri iki gihe, abanyabyaha bumvikana nk’ababifitiye uburenganzira, bakagira icyizere cy’uwahohotewe, kandi bagatera aho igihombo kiri kinini. Hamwe n’ubuhanga mu by’imibereho myiza n’ubwenge bw’ubukorano, abashukanyi bashobora kongera uburyo bwabo bwo gukora, bagahindura imvugo yabo, kandi bakagaragara nk’abafite uburenganzira bwo gukora vuba cyane – kandi ibi bifasha gusobanura impamvu igihombo kuri buri wahohotewe kiri hejuru,” Massola yongeraho.
Brezili iracyari hejuru y’ikigereranyo cy’akarere mu buriganya bushingiye ku ikoranabuhanga
Dukurikije amakuru y’ibanga aturuka ku rubuga rw’ubutasi rwa TransUnion ku isi, igipimo cy’igerageza ry’uburiganya mu ikoranabuhanga rikekwaho - cyasesenguwe muri Brezili, Shili, Kolombiya, Kosita Rika, Repubulika ya Dominikani, El Salvador, Gwatemala, Hondurasi, Megizike, Nikaragwa na Puerto Rico cyari 2.7% mu 2025. Ariko, Brezili yakiriye igipimo cya 3.8%, ibi bikaba byarayishyize hejuru y’impuzandengo y’ibihugu byo muri Amerika y’Epfo byasesenguwe kandi biri mu masoko atatu ya mbere, hamwe na Nikaragwa (12.5%) na Repubulika ya Dominikani (6.5%).
“Gukumira uburiganya byarateye imbere, ariko Brezili iracyari kure cyane yo kuba ahantu heza ho kuruhuka. Nubwo ishoramari ririmo kugira uruhare mu kugabanya gato ibikorwa bikekwaho uburiganya mu karere kose, igihugu kiracyakora ibirenze ikigereranyo, bishimangira ko iki kibazo kigikenewe kandi gisaba kwitabwaho buri gihe,” Massola arasoza.
Uburyo bwo gukora
TransUnion yageze ku mwanzuro wayo ishingiye ku bushakashatsi bwakozwe ku isi yose kuva ku ya 20 Ugushyingo kugeza ku ya 9 Ukuboza 2025. Abantu igihumbi babajijwe muri Brezili kuva ku ya 20 Ugushyingo kugeza ku ya 5 Ukuboza 2025, nk'igice cy'ubushakashatsi ku isi yose.
Kugira ngo umenye byinshi ku buryo ibisubizo bya TransUnion byo gukumira uburiganya bishobora gufasha ubucuruzi kwirinda uburiganya no gukumira igihombo cy’uburiganya, kanda hano.
Amakuru yihariye y’ibihugu n’uturere muri raporo arimo Brezili, Botswana, Kanada, Shili, Kolombiya, Kosita Rika, El Salvador, Gwatemala, Hondurasi, Hong Kong, Ubuhinde, Megizike, Namibiya, Nikaragwa, Poruto Riko, Afurika y'Epfo, Esipanye, Ubwongereza, u Rwanda, Zambiya, n'Ubwongereza na Leta Zunze Ubumwe za Amerika.
Kuramo Raporo y'Ingendo z'Uburiganya zo mu 2026 | TransUnion kugira ngo ubone amakuru arambuye n'ubumenyi ku ngendo z'uburiganya ku isi
