Kuva yagera mu Gushyingo 2020, Pix yabaye igice cy'ubuzima bwa buri munsi bw'Abanyabrezili, kandi ntibyatinze kuba imwe mu mpinduka zikomeye mu micungire y'imari yacu. Yashinzwe na Banki Nkuru, yahinduye uburyo twishyura, twakira kandi twohereza amafaranga. Yorohereje ubuzima, igabanya ikiguzi, kandi ifungurira abantu benshi inzira yo kubona serivisi za banki. Pix yari nziza cyane ku buryo yabaye urugero rwo kwifashisha mu mahanga, itera inkunga ibisubizo nk'ibyo mu bindi bihugu byo muri Amerika y'Epfo.
Pix yashinzwe kugira ngo ibe uburyo bwihuse, bworoshye kandi bushoboka bwo gusimbura amahitamo ashaje nka TED, DOC, na banki. Kandi mu gihe kitarenze imyaka ine, yagaragaje agaciro kayo; nk'uko Banki Nkuru ibivuga, Abanyabrezili barenga miliyoni 170 bamaze gukoresha ubu buryo, kandi bwimura amatiriliyoni ya reais buri kwezi. Ibisubizo bivuguruye.
Intsinzi yayo ishobora gusobanurwa n'ibintu bitandukanye nko kuba ikorera abantu ku giti cyabo ubuntu, byatumye ikundwa n'abaturage; iboneka amasaha 24 ku munsi, iminsi irindwi mu cyumweru, ikuraho inzitizi ku masaha y'amabanki; gukemura ibibazo mu masegonda make, byoroshya ubucuruzi na serivisi z'ikoranabuhanga; no guhuza imikorere y'imari, bigatuma abahanga mu by'imari n'amabanki y'ikoranabuhanga bakura kuri uru rwego.
Pix ntiyagumye mu kohereza amafaranga buri munsi gusa. Yanabaye inshuti muri politiki za leta n'iz'imibereho myiza y'abaturage, ifasha mu kwishyura inyungu za leta no koroshya gukusanya imisoro. Ni igikoresho cyarushijeho kwegera abayakeneye cyane.
Intsinzi ya Pix yakuruye ibitekerezo by'ibihugu bituranye na Amerika y'Epfo, aho gushyira mu bikorwa imari bikiri ikibazo. Ibihugu nka Kolombiya, Arijantine, Megizike, Shili, na Peru byigaga cyangwa byamaze gushyira mu bikorwa sisitemu zahumetswe n'icyitegererezo cya Brezili. Urugero rugaragara cyane ni CoDi muri Megizike, igerageza kwigana igitekerezo cy'ibikorwa byihuse binyuze muri QR Code. Kolombiya nayo yateye imbere na Bre-B, mu gihe Argentine irimo gushyira mu bikorwa Transferencias 3.0.
Itandukaniro rikomeye ni uko Pix itari igisubizo cy'ikoranabuhanga gusa, ahubwo yari umushinga wa leta, ufite amategeko agenga ubucuruzi hamwe n'uruhare rukomeye rw'abikorera ku giti cyabo. Mu bihugu byinshi byo muri Amerika y'Epfo, gucikamo ibice mu mategeko n'imbaraga za banki zisanzwe bibangamira iterambere nk'iryo. Nubwo bimeze bityo ariko, ingaruka za Brezili ziragaragara; za leta na banki nkuru zatangiye gushyira imbere ishyirwaho ry'uburyo bwo kwishyurana bufunguye kandi buhuriweho na bose.
Iterambere rya Pix ntiryahagaze. Uyu munsi, hari ibiganiro kuri Pix International, bizafasha mu guhanahana ubucuruzi n'ibindi bihugu mu buryo bwihuse. Uyu mushinga uramutse ushyizwe mu bikorwa, ushobora kuba imbarutso y'ubufatanye mu bukungu muri Amerika y'Epfo, bikagabanya ikiguzi cyo kohereza amafaranga ku rwego mpuzamahanga, ikintu cy'ingenzi cyane ku turere dufite ubwimukira bwinshi.
Byongeye kandi, ibintu bishya nka Guaranteed Pix (ubwoko bwo kwishyura mu byiciro) na Automatic Pix bishobora kwagura uburyo sisitemu ikoreshwa. Ibi bishya bishimangira umwanya wa Brezili nk'ikipe iyoboye ku isi mu kwishyura ako kanya.
Pix yahinduye imiterere y'imari muri Brezili, izana ubwiyongere bw'abaturage, imikorere myiza, n'ipiganwa. Ikirenze ibyo, yafunguye inzira ku bihugu byose bya Amerika y'Epfo yo kongera gutekereza ku buryo bwo kwishyurana. Akarere karamutse gashoboye gutsinda inzitizi za politiki n'amategeko, dushobora kubona, mu myaka mike, uburyo bwo kwishyurana bwihuse, intambwe yagabanya ubusumbane no kwagura amahirwe y'ubukungu.
Pix yagaragaje ko udushya mu rwego rw'imari tudakwiye kuba mu maboko y'ibigo binini byigenga gusa. Iyo leta, isoko n'ikoranabuhanga bihujwe, birashoboka koroshya ubuzima bw'abantu cyane. Kwegereza abantu babayeho mu buryo butari ubw'agaciro ni kimwe mu bintu bikomeye Brezili isigiye Amerika y'Epfo.
