Kubera ko igipimo cya Selic kiri kuri 10.5%, muri iki gihe Brezili ifite igipimo cy’inyungu nyazo cya kabiri ku isi. Muri iyo mimerere, ni ngombwa gushaka uburinganire butuma amasosiyete ahora mu buryo bw’imari, ariko icyarimwe bigatuma abanyamwuga bagumana ingirakamaro kugira ngo ubucuruzi bugire icyo bugeraho.
“Inyungu nyinshi n’izamuka ry’ibiciro bigira ingaruka zikomeye ku bigo byombi n’impano zabyo, ibyo bikaba bisaba ko hakorwa vuba atari mu gushyiraho ingamba zikwiye zo kwishyura, ahubwo no mu buryo bwo kuzigeza ku bakozi,” ibi ni ibyavuzwe na Paulo Saliby, umufatanyabikorwa washinze SG Comp Partners, ikigo cy’ubujyanama cyihariye mu gutegura gahunda zo kwishyura.
Ibi ni ingenzi kuko, nk'uko umujyanama abivuga, inyungu ziri hejuru zituma kubona inguzanyo mu ishoramari bihenda cyane ku bigo, byongera ikiguzi cy'igishoro mu bikorwa byo kuzamura ubukungu, udushya, no kugura ibicuruzwa, ndetse bikagira ingaruka ku nyungu n'inyungu bitewe no kugabanuka kw'amafaranga akoreshwa n'abaguzi. Saliby asobanura ati: "Abakozi nabo bagira ingaruka zitaziguye ku bushobozi bwabo bwo kugura, ibyo bigatuma bumva agaciro k'ubwishyu bwabo.".
Bitewe n'iyi ngingo, kimwe mu bibazo bikomeye ishami rishinzwe abakozi rihura nabyo ni ukwerekana ibibazo bijyanye n'ibiciro by'ibihembo ku bahanga. Muri ibi bihe, impinduka mu ngamba zo kwishyura akenshi ziba zikenewe kandi zigira ingaruka ku gaciro k'igenamigambi ritangwa n'ibigo. Kugira ngo hafatwe ibyemezo byiza, ni ngombwa ko ikigo gikorera mu buryo bwakira ibitekerezo, ni ukuvuga ko abakozi bashishikarizwa gusangira ibitekerezo ku bijyanye n'ipaki yabo, kugira ngo impungenge zishobore kumenyekana no gushakira ibisubizo byimbitse.
Saliby ashimangira ati: “Ni ngombwa kandi ko habaho ubwisanzure mu by’imari, kugira ngo buri wese asobanukirwe neza uko ibintu bimeze n’impamvu zo gufata ibyemezo byo kwishyura, bigabanye impungenge kandi byongera ubwumvikane. Byongeye kandi, ni ngombwa ko bamenya icyerekezo cy’ikigo cy’ejo hazaza, ni ukuvuga gahunda zacyo zo gukura n’uburyo bwo kwishyura, kugira ngo ikipe ikomeze kwizerana no kugira ishyaka.”.
Nk’uko umujyanama wo muri SG Comp Partners abivuga, kugira ngo habeho gahunda y’indishyi ikwiye kandi yumvikana mu bihe by’ubukungu butifashe neza, ikigo kigomba guhuza indishyi n’intego z’ubucuruzi, gukomeza gushishikarira abakozi no guhuza imbaraga n’ukuri kw’isoko. "Ibi bituma gahunda zitagira ingaruka zikabije kandi ko inyungu z’abahanga zijyanye n’intego z’igihe kirekire," uyu mujyanama yizeye.
Muri iki gikorwa cyo guhindura ingamba zo gutanga indishyi mu gihe kitazwi, ibintu 10 by'ingenzi bigomba kwitabwaho:
1) Gukoresha igihe gito cy'imihigo, nko mu gihembwe cya kabiri cy'umwaka cyangwa mu gihembwe, kugira ngo habeho gushyiraho intego zihamye n'impinduka zishingiye ku miterere y'ubukungu ihora ihinduka.
2) Gukora impinduka mu buryo bwitondewe mu mpera z'igihe hashingiwe ku bisubizo nyabyo n'uburyo ikigo gitanga ibisubizo kugira ngo habeho ubutabera n'imikorere ijyanye n'ubuziranenge.
3) Gushyiraho gahunda y'inkunga ikora neza no mu bihe bitazwi, wirinde ibintu bito cyane bishobora gutuma ibintu birushaho kuba bibi cyangwa imikorere idashoboka.
4) Gukomeza itumanaho risobanutse n'abafite impano ku bijyanye n'aho ikigo gihagaze, ingaruka z'ubukungu, n'uburyo gahunda zo gushishikariza zihura n'ishusho rusange.
5) Gutanga ibitekerezo bihoraho no gukurikirana buri gihe imiterere y'ikigo kugira ngo abakozi bakomeze kumenya amakuru n'ubushake, bityo bigakosorwa mu masomo bibaye ngombwa.
6) Tanga bonus zo kugumana impano z'ingenzi kugira ngo ukomeze gutuza no kugira ishyaka mu bihe bigoye.
7) Koresha isesengura ry'amakuru kugira ngo wongere uburyo bwo gukoresha amafaranga y'indishyi, uburyo bwo guteganya ikiguzi, kandi wumve isano iri hagati y'umushahara n'imikorere.
8) Hindura intego yo kwibanda ku bipimo by'imari gusa, harimo n'ibindi bipimo by'imikorere bifitanye isano n'ubushobozi bw'ikigo mu gihe kizaza.
9) Gushyiraho urwego rw'ubuyobozi rukomeye, rukubiyemo inzego zishinzwe gucunga ingaruka, imari n'abayobozi bakuru, kugira ngo barebe uko gahunda zo gushishikariza abaturage zitegurwa kandi zigashyirwa mu bikorwa.
10) Gushyiraho uburyo bwo kwihutisha ibintu bujyanye no kugera ku ntego zikomeye, nko kugurisha ibicuruzwa bishya cyangwa kwinjira mu masoko mashya.
Saliby agira ati: “Mu bihe by’ihungabana, kwitabira impano z’ingenzi ni ingenzi cyane kugira ngo habeho udushya n’imikorere myiza y’ubucuruzi, kandi ingamba nziza zo kwishyurana zishobora kuba ikintu cy’ingenzi mu gutuma imari shingiro y’ikigo - abakozi bacyo - ikomeza kugira ishyaka kandi yiteguye gutanga umusaruro no kugira akamaro,”.
