Amakuru aherutse gutangwa n’Ikigo cy’Ubushakashatsi bw’Ubuzima bw’Inyongera atanga ishusho ifatika: ibigo bifite abagenerwabikorwa bagera kuri bane binjiza 88% by’amasezerano y’ubuzima mu gihugu, ariko byibanda gusa kuri 17% by’abakoresha bose.
Mu by’ukuri, ibi bigaragaza ko nubwo ubucuruzi buto ari bwo bwinshi mu bucuruzi butanga inyungu, uburyo bwo kuzigeraho buracyari buke, aho ubwishingizi bugabanuka kandi akenshi bugahabwa abakozi bake gusa. Hagati ya 2020 na 2024, umubare w’ibigo bifite amasezerano wiyongereye urenze umubare w’abagenerwabikorwa, bigabanya umubare w’abantu bagenerwa inyungu kuri buri masezerano.
Byongeye kandi, ibigo bito n'ibiciriritse (SMEs) bihura n'ikibazo gikomeye: izamuka ry'ibiciro riri hejuru kandi ritagira imipaka rishyirwaho na ANS (Ikigo cy'Igihugu gishinzwe Ubuzima bw'Inyongera) kuri gahunda z'ubuzima bw'amatsinda. Mu by'ukuri, ibi bituma ibiciro bitamenyekanye kandi bikagorana kugumana inyungu uko igihe kigenda gihita. Kubera iyo mpamvu, ibigo byinshi bito n'ibiciriritse biragabanya ubwishingizi, bigasangira ikiguzi n'abakozi, cyangwa ndetse bigakuraho gahunda yabyo y'ubuzima.
Ubundi buryo bwo kwishyura ubwishingizi bw'ubuzima busanzwe butangiye kugaragara muri Brezili
Bitewe n'iki kibazo, uburyo bushya bwo kubona serivisi z'ubuvuzi butangiye kugaragara hamwe n'ibitekerezo bihuye neza n'ukuri kw'ibigo bito. Imwe muri izi ngamba ni CrowdCare, urubuga mpuzamahanga rwatangiye gukorera muri Brezili mu 2026 kandi rwibanda ku gukusanya inkunga ku mafaranga y'ubuvuzi.
Nk’uko bivugwa na Karina Brito, Umuyobozi Mukuru wa CrowdCare muri Brezili, uru rubuga ni ikigega rusange cyibanda gusa ku kwishyura amafaranga y’ubuvuzi, harimo inama, ibizamini, kubaga, n’ubundi buryo bwo kwivuza mu bitaro no mu buvuzi.
“Dufite amahitamo atatu y’ubunyamuryango: umuntu ku giti cye, umuryango (ku banyamuryango bagera kuri 4), na gahunda y’abantu bafite hagati y’imyaka 54 na 64. Abanyamuryango bacu ni abarwayi bigenga, bivuze ko bashobora guhitamo abaganga babo, laboratwari, n’ibitaro muri Brezili yose. Kuri buri serivisi, hari amafaranga yo kwishyura angana na R$ 250, hatitawe ku mafaranga y’ubuvuzi. Karina asobanura ko nta kindi kintu cyonyine kirenzeho ari ukubyara.”.
“CrowdCare ni ikoranabuhanga 100%. Porogaramu yacu ihuza serivisi zose hibandwa ku bunararibonye bw’abakoresha. Muri ibi, abanyamuryango bacu bashobora gukoresha urubuga mu kuvugana n’ikigo, gusaba kwishyurwa amafaranga, no kuvugana n’abajyanama bacu b’ubuzima amasaha 24 ku munsi, iminsi 7 mu cyumweru,” nk’uko uyu muyobozi abitangaza.
Iyi kompanyi itanga kandi, binyuze muri porogaramu, inama ku buvuzi bushingiye ku ikoranabuhanga, ubuvuzi bwo mu mutwe kuri interineti, kugabanyirizwa ibiciro ku miti, ndetse no gutanga ubwishingizi ku nkingo zitari muri gahunda ya Minisiteri y'Ubuzima yo gukingira.
Ubundi buryo bushoboka kandi butegerejwe
Karina avuga ko igitekerezo cya CrowdCare ari ukugabanya inzitizi zibangamira kwinjira muri gahunda z'ubuzima no gutanga uburyo bwo kumenya amakuru arambuye, haba ku bantu ku giti cyabo ndetse no ku bigo.
Agira ati: "Ubucuruzi buto bwinshi burashaka gutanga inyungu runaka ku buzima, ariko ntibushobora gutuma bugerwaho hakurikijwe uburyo busanzwe. Crowdfunding igaragara nk'uburyo bworoshye kandi bushoboka bworoshye.".
Kimwe mu bintu by’ingenzi CrowdCare itandukanya ni uko abantu bashobora kwiyandikisha nta mubare w’abantu bakenewe—imwe mu mbogamizi zikunze kugaragara ku bigo bito. Ibi bituma ibigo bifite abakozi bake bitanga inyungu muri rusange, bitabaye ngombwa ko bibuza abantu kugera ku gice cy’itsinda gusa.
Indi nyungu ni uko amafaranga azakoreshwa agenwa mbere, amafaranga ahoraho ya buri kwezi atangirira kuri R$ 250, ibyo bikaba byoroshya igenamigambi ry’imari - cyane cyane bitandukanye n’impinduka zihinduka za gahunda zisanzwe. Impinduka za CrowdCare ni iza buri mwaka, hashingiwe ku bipimo bikunze gukoreshwa muri Brezili, nka IPCA.
Abantu bashya barimo kuza kumenyekana
Uretse ibigo bito n'ibiciriritse, uburyo bwa CrowdCare butangiye no gufasha abantu batari basanzwe bagenerwa serivisi nziza: abakozi bo mu rugo, nk'abarera abana, abafite abageze mu zabukuru, abakozi bo mu rugo, n'abandi bakozi bo muri iki cyiciro.
“Uburyo bwa CrowdCare ni ubwa buri wese, ni ukuvuga ku bantu ku giti cyabo, ku bakozi bo ku isoko ritari mu buryo bwemewe n’amategeko, ku bakora ku giti cyabo, kandi bushobora no gutangwa nk’inyungu ku bakozi baciriritse n’abakozi bo mu ngo,” uyu muyobozi aragira ati.
“Nta gushidikanya ko ikigenderewe ari uko ibigo bito n’ibiciriritse bishakisha ibisubizo birambye kandi bihindagurika mu gihe kirekire. Muri iki gihe, inyungu ku buzima ntiziba icyitegererezo kimwe ahubwo zitangira gufata imiterere mishya, ijyanye neza n’imari n’imikorere y’ibigo,” Karina arasoza.
