Kugabanya Ikiguzi cyo Kubona Abakiriya (CAC) ni kimwe mu bisubizo bitanga icyizere ku kigo icyo ari cyo cyose, bishobora kugerwaho binyuze mu kunoza ibikorwa byo kwamamaza, kunoza uburyo itangazamakuru rikoresha, cyangwa kongera umubare w’abahindura paji za interineti, urugero. Nubwo izi gahunda zikomeje kuba ingenzi, hari ikintu kimwe cyagaragaye mu ngamba z’ibigo, bituma ibi bigerwaho: Open Gateway.
Uretse cyane seti nshya ya API, ni uburyo bwo kwegereza porogaramu za digitale ibikorwa remezo by’abakora itumanaho. Muri ubu buryo, aho gufata umuyoboro nk'uburyo bwo gutwara amakuru gusa, amasosiyete abona ubushobozi bwari buhari mbere ku bakoresha, nko kugenzura nimero za terefone, kwemeza ihindagurika rya SIM card, kwemeza ireme ry'umuyoboro, no kwemeza ishingiro ry'umuyoboro wa terefone ubwawo.
Ingaruka ni impinduka ikomeye mu mibanire hagati y’impande zombi: inzira zahoze zishingiye ku ntambwe z’inyongera zo kwemeza ubu ziba mu buryo bugaragara ku mukoresha, byongera icyizere n’icyizere byabo ku kirango. Ibi, byongeye kugabanya umwe mu banzi bakomeye bo guhindura imikorere: gushyamirana.
Urugero, ni ibisanzwe kubona ingendo z'abakiriya aho umukiriya akeneye kwandika kode yakiriwe binyuze kuri SMS, gusubiza ibibazo by'umutekano, cyangwa gusubiramo amakuru kugira ngo yemeze umwirondoro we. Intambwe iyo ari yo yose igaragaza amahirwe mashya yo kureka gukoresha. Ariko, hamwe na API nka Number Verification, urugero, ikigo gishobora kwemeza ko igikoresho ari icya nimero yatanzwe, nta kindi gikoresho gisabwa n'umukoresha. Iyo nzira iba itagaragara cyane.
Uko birushaho kugorana kumenya niba umukoresha ari uwemewe, ni ko ishoramari risabwa kugira ngo hemezwe kwiyandikisha, kurwanya uburiganya no kugaruza abakiriya bataye. Iki giciro hafi ya cyose ntikigaragara ukwacyo mu nyandiko zo kwamamaza, ariko bigira ingaruka ku giciro cyo kugura abakiriya (CAC). Muri urwo rwego, kugira intambwe nke zigabanya urugendo byongera amahirwe yo guhindura uwo mukiriya ushobora kuba.
Muri izi nyungu zose, ingaruka zikomeye zishobora kuba mu kugabanya uburiganya. Inzego nka banki, ikigo cy’imari, ibigo by’ubwishingizi, ubucuruzi, amasoko, n’ibigo bicuruza ibicuruzwa zihura buri munsi n’ibikorwa byo gukora konti mpimbano, kwiba umwirondoro, n’uburiganya bushingiye ku guhererekanya SIM card nabi. Uretse igihombo cy’amafaranga, buri buriganya byongera ikiguzi cy’imikorere kandi bugatuma ibigo bishora imari nyinshi mu buryo bwo gukumira.
Open Gateway ihindura iyi logique ireka ibibazo by’ingenzi ku bijyanye n’ibikorwa by’ingenzi bya telefoni, nk’impinduka za SIM card ziheruka. Ibi bigabanya cyane ibitero bikoresha ubwo bwoko bw’ibibazo, bigabanya igihombo cy’ibigo no gufungirwa kw’abakiriya bemewe.
Muri iki gihe, amasosiyete menshi arushaho gukaza inzira zo kwemeza amakuru kugira ngo hirindwe ibitero, ibyo bikaba byongera gusa amakimbirane ku bakoresha bose, harimo n'abatigeze bateza ibyago. Ariko iyo kwemeza amakuru birushijeho kuba byiza, birashoboka gutanga uburambe bworoshye hatabayeho gutakaza umutekano, bikanatuma habaho uburinganire butuma ikiguzi cyo kugura abakiriya (CAC) kirushaho kuba cyiza.
Hari ikindi kintu kidakunze kuvugwaho cyane: ireme ry'amakuru. Ubukangurambaga bwo kwamamaza bukunze gupfusha ubusa ishoramari kugira ngo bubone abakoresha badafite amakuru, abanditswe kabiri, cyangwa imibare itemewe. Uko uku kutumvikana kugaragara vuba, ni ko itangazamakuru rigabanuka kandi ubukangurambaga burushaho gukora neza. Aha, Open Gateway ireka kuba ikoranabuhanga ryo kwemeza amakuru gusa ahubwo itangira gukora nk'urwego rw'ubuhanga mu rugendo rwose rw'ikoranabuhanga.
Ibi kandi bihindura uburyo amasosiyete atekereza ku guhanga udushya. Aho guteza imbere ibisubizo byihariye kuri buri kibazo cy’umutekano, umwirondoro, cyangwa ikibazo cyo guhuza, birashoboka gukoresha ubwo bushobozi nk'uburyo busanzwe, buboneka kuri porogaramu iyo ari yo yose ishaka kubukoresha. Iyi ni imwe mu ntego z'ingenzi za Open Gateway: guhindura imikorere igoye y'imiyoboro ya telefoni zigendanwa mo API zifunguye, zishobora gukoreshwa, kandi zishobora kwaguka.
Mu myaka iri imbere, ikiganiro kizava kuri "ni nde ukoresha Open Gateway" kijye kuri "ni izihe ngendo zitarakoresha Open Gateway." Kuko, amaherezo, kugabanya CAC ntibyigeze biba ari ugukoresha amafaranga make ku itangazamakuru; byahoraga ari ukuvanaho ibintu byose bibuza umukiriya wemewe kurangiza urugendo rwe. Kandi ni muri iki gihe iyi gahunda ishobora kuba imwe mu zikenewe cyane mu kugura ibikoresho by'ikoranabuhanga mu myaka icumi iri imbere.
Werique Franca ni Umuyobozi w'Ibicuruzwa n'Ubucuruzi muri Pontaltech.
