Igihe kibanziriza Umunsi w’Ababyeyi wa 2025 gitanga umuburo ku baguzi n’ibigo bikora ubucuruzi bwa elegitoroniki muri Brezili. Nk’uko ubushakashatsi butigeze bubaho bwakozwe na Serasa Experian, ikigo cya mbere kandi kinini mu ikoranabuhanga muri Brezili, kikaba n’icya mbere mu gukemura ibibazo by’uburiganya, ibikorwa byo kugerageza uburiganya bigera ku 90.000 (87.557) byakorewe ku mbuga za elegitoroniki hagati ya tariki ya 27 Nyakanga na 10 Kanama, iminsi cumi n’itanu mbere y’umunsi mukuru. Uyu mubare ungana n’ibikorwa bigera ku 6.000 ku munsi cyangwa igerageza rimwe buri masegonda 15.
Umubare w’abageragejweho uburiganya wagaragaye mu mwaka wa 2025, ushimangira uburyo iminsi mikuru ishimishije mu bucuruzi ishobora gukoreshwa n’abanyabyaha, babyaza umusaruro ubwiyongere bw’abagura kuri interineti, gushaka poromosiyo, n’ubwihutirwe bw’abaguzi mu guhitamo impano. Ingaruka z’uburiganya zagaragaye muri icyo gihe zari 1.1%, bivuze ko kuri buri bikorwa 100 byasesenguwe mu bucuruzi bwo kuri interineti, ibirenze kimwe byagaragaje ibimenyetso byo kugerageza uburiganya.
Rodrigo Sanchez, Umuyobozi ushinzwe kugenzura no gukumira uburiganya muri Serasa Experian, yagize ati: “Iminsi mikuru yongera ubucuruzi bw’ikoranabuhanga kandi igatanga amahirwe y’ingenzi ku bacuruzi n’abaguzi, ariko nanone yongera uburiganya n’uburiganya. Abatekamutwe bakunze kubyaza umusaruro ubwinshi bw’ababigeraho, kwihutira kugura, no gushaka amasezerano kugira ngo bagerageze kurenga sisitemu z’umutekano. Kubwibyo, gukumira bigomba kubaho mu rugendo rwose, kuva ku kumenya abakoresha kugeza ku kwemeza ibikorwa.”.
Uretse ingano y’ibyabaye, ubushakashatsi bwerekanye ko kugerageza uburiganya byari bifite agaciro kari hejuru ugereranyije n’ibyaguzwe mu buryo bwemewe. Igiciro cy’itike cy’uburiganya cyari R$ 989.83, mu gihe icy’ibikorwa byemewe cyari R$ 547.53. Itandukaniro rigaragaza ko kugerageza uburiganya byari bifite agaciro kari hejuru ya 80.8%.
Reba inama za Serasa Experian ku bakiriya zo kwirinda uburiganya mu kugura ibintu kuri interineti:
• Witondere ibiciro bifite ibiciro biri munsi cyane y'ikigereranyo cy'isoko;
• Kugenzura neza ko urubuga cyangwa porogaramu ari iby’iduka ryemewe;
• Irinde gukanda kuri links wakira binyuze kuri SMS, email, porogaramu zo kohereza ubutumwa, cyangwa imbuga nkoranyambaga;
• Reba neza izina ry'iduka mbere yo gushyiramo amakuru bwite cyangwa ay'amabanki;
• Koresha amakarita ya virtual mu kugura kuri interineti igihe cyose bishoboka;
• Ntugasangize abantu amagambo y'ibanga, kode zo kwemeza, cyangwa amakuru arambuye ku ikarita;
• Genzura CPF yawe (umusoreshwa wo muri Brezili) kenshi kugira ngo umenye ibikorwa biteye amakenga.
Reba izi nama ku bigo kugira ngo bikomeze umutekano wabyo mu ikoranabuhanga:
• Gushora imari mu buryo butandukanye bwo gukumira uburiganya;
• Guhuza isesengura ry’iyandikisha, kwemeza, biometrics, kwemeza inyandiko, n’ubuhanga bw’ibikoresho;
• Gukurikirana imyitwarire iteye amakenga mu rugendo rwose rwo kugura;
• Gusuzuma amategeko arwanya uburiganya mbere y'iminsi mikuru n'igihe cy'imodoka nyinshi;
• Kugabanya amakimbirane ku bakiriya bemewe nta guhungabanya umutekano;
• Gukoresha amakuru n'ikoranabuhanga kugira ngo umenye ingaruka zishobora kubaho no kurinda ibikorwa by'ubucuruzi mu gihe nyacyo.
