MED 2.0 yahinduye uburyo Pix icunga ibyago ku bucuruzi n'ubucuruzi bwo kuri interineti

Pix igeze ku rwego rwahinduye uburyo ubucuruzi n'abaguzi bimura amafaranga muri Brezili. Amakuru yashyizwe ahagaragara na Banki Nkuru mu 2026 agaragaza ko abantu barenga miliyoni 170 bamaze gukoresha ubu buryo, bwanditse amamiliyari y'ibikorwa kandi bwimura tiriyari za reais mu kwezi kumwe. Nubwo ubu buryo bwo kwishyura bwishyize hamwe nk'igice cy'ingenzi cy'ubucuruzi bw'ikoranabuhanga, kunoza uburyo bwa Special Return Mechanism, buzwi nka MED 2.0, byongera akamaro k'amasosiyete kwitondera ibyago bifitanye isano n'uburiganya, gukurikirana no gucunga imari.

Nk’uko bivugwa na Nassor de Oliveira Ramos, umwe mu bagize itsinda rishinzwe ibyago/iyubahirizwa ry’amategeko muri UNICOPAG, iterambere ry’uburyo rihindura uko umutekano wagiye ugaragara ryagiye rikwirakwira, kandi risaba ko amasosiyete yakira amafaranga yishyurwa mu buryo bw’ikoranabuhanga yakoresha uburyo bushya. “Igihe kirekire, Pix yafatwaga n’abayikoresha nk’uburyo bwo kwishyura aho gukemura ibibazo byihuse byagaragazaga uburyo bwo gusoza burundu ibikorwa. Hamwe n’iterambere ry’uburyo bwo kugarura no gukurikirana, iki gitekerezo kigomba kuvugururwa. Ubu ubucuruzi bukeneye inzira zishobora gukurikirana ibikorwa nyuma y’igihe amafaranga yinjiraga kuri konti, hamwe n’uburyo bwo kugenzura, gukurikirana no gusubiza mu bihe by’uburiganya cyangwa amakimbirane.”

Iki gikorwa kibaye mu gihe Banki Nkuru irimo kwagura ibikoresho by’umutekano bya sisitemu. MED 2.0 yakozwe kugira ngo yemerere gukurikirana amafaranga yoherejwe mu bikorwa by’uburiganya birenze konti ya mbere yakiriye amafaranga, mu gihe uburyo MED yikorera ubu bworohereza guhangana n’ibikorwa by’uburiganya binyuze muri porogaramu z’ibigo by’imari. Ku bucuruzi bwo kuri interineti, iri hinduka rishimangira akamaro ko gukurikirana no gucunga ingaruka, cyane cyane mu bikorwa byinshi kandi bike, aho ibintu byihariye bishobora guteza ingaruka zikomeye ku bukungu.

Muri uru rwego, ikiganiro ntikigarukira gusa ku mutekano wa banki ahubwo gitangira no kuzirikana uburyo ibikorwa by’ikoranabuhanga birambye, bigomba kuringaniza umuvuduko wo kwishyura hamwe n’ubushobozi bwo kugenzura no gusubiza. Nk’uko Nassor abivuga, impinduka zigaragaza iterambere ry’uburyo bwo kwishyura kandi zisaba abacuruzi, urubuga, n’abahuza kongera gutekereza ku mikorere yabo. “Iterambere rya MED ntirigomba gufatwa nk’ingaruka ziyongereye ku bagurisha gusa, ahubwo rigomba gufatwa nk’ikimenyetso cy’iterambere ry’isoko. Umuvuduko wa Pix uracyari inyungu mu irushanwa, ariko ugomba kujyana n’ubuhanga mu by’ubucuruzi, gukurikirana, n’abafatanyabikorwa biteguye gukora mu gihe habayeho ibintu bishobora kugira ingaruka ku muvuduko w’amafaranga no gukomeza ubucuruzi.”.